CRA Public File

At Peoples Bank, we pride ourselves on our commitment to the communities in which we live, work, and serve. Below you will find each section of Peoples Bank’s CRA public files.

In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR 25), Peoples Bank is required to maintain and make available for public inspection a complete CRA Public File.

The information below is current as of April 1 of each year:

CRA Public Comments

Public Comments

CRA Performance Evaluation

Peoples Bank Performance Evaluation (07-29-24)

Our Banking Centers

Banking Center Locations

List of Hours - All Banking Centers

Offsite ATM Locations

List of Banking Centers Opened-Closed

Products & Services

Service Listing - All Banking Centers

Material Service Differences

Assessment Area

Peoples Bank Assessment Area

Cook County, IL

Dupage County, IL

Lake County, IN

Porter County, IN

CRA Disclosure Statements

Peoples Bank CRA Disclosure Statements are available for review at the Federal Financial Institution Examination Council (FFIEC) website. To view the Disclosure Statement, follow the link below, select the year you wish to review and enter either the Respondent ID or Institution Name.

FFIEC CRA Disclosure Report

Institution: Peoples Bank
Respondent ID: 0000029523

Home Mortgage Disclosure Act (HMDA)

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website (http://www.consumerfinance.gov/hmda).

Institution: Peoples Bank
LEI: 549300Y7HCU10KIRLG30