Credit Cards
Peoples Bank credit cards are designed to help move your finances in the right direction through flexible reward options and fraud protection. Choose how you want to be rewarded and apply for your Peoples Bank credit card today.

Rewards Platinum
Reap the rewards on the money you spend while also getting the security of a Zero Fraud Liability credit card.
Features
- No Annual Fee1 and Special Intro APR1 on purchases and balance transfers for the first 12 months. After that a variable APR will apply1
- Earn one point per dollar on net purchases2
- Chip Card Security and Zero Fraud Liability

Cash Rewards Platinum
A card that will earn you unlimited cash back rewards.
- No Annual Fee1 and Special Intro APR1 on purchases and balance transfers for the first 12 months. After that a variable APR will apply1
- Earn unlimited 1% cash back on net purchases2
- Chip Card Security and Zero Fraud Liability

Platinum Edition
Get the flexibility you need to improve your finances with an extended Intro APR1 as well as no service or annual fees.
- No Annual Fee1 and Special Intro APR1 on purchases and balance transfers for the first 12 months. After that a variable APR will apply1
- No Penalty APR* and Low Interest Rates1
- Chip Card Security and Zero Fraud Liability

Signature Travel
Get out and explore the world with more travel perks such as discounts, insurance, 24/7 concierge service, and bonus rewards.
- No Annual Fee1 and Special Intro APR* on purchases and balance transfers for 12 months
- Earn unlimited 1.5 points per dollar on net purchases2
- Chip Card Security and Zero Fraud Liability

Secured Visa®
Build your credit history with our Secured Visa card.
- Upgrade eligibility in as little as 13 months3
- Access to your FICO® Credit Score each quarter
- Tools to learn more about improving credit, tackling debt, and overall financial health
10% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 8.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 14.99% - 24.99%, Platinum Edition APRs are currently between 13.99% - 23.99%, and Cash Rewards Platinum APRs are currently between 17.99% - 27.99%. Rewards Platinum Cash Advance APR is currently 26.99%, Platinum Edition Cash Advance APR is currently 26.99%, and Cash Rewards Platinum Cash Advance APRs are currently 26.99%-29.99%. All APRs are based on creditworthiness. Rates are accurate as of July 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
2In order to access rewards, your account must be open and in good standing.
3See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
