Rates

*4.85% and 4.75% Annual Percentage Yield (APY) effective as of February 12, 2024. Minimum opening deposit is $5,000. Minimum daily balance to obtain APY is $0.01. Substantial penalty for early withdrawal. 7-month CD automatically renews at maturity for 12 months at the then current CD rate and term. 11-month CD automatically renews at maturity for 12 months at the then current CD rate and term. Interest compounds quarterly. Fees could reduce earnings. Offer available for a limited time and may be withdrawn without notice.

*Annual Percentage Yield (APY) is accurate as of 914/23 and is subject to change, including after account opening, without notice. A minimum deposit of $20,000 is required to open the account and earn the APY. If your daily balance is between $20,000 and $49,999.99, you will obtain an APY of 3.60%. If your daily balance is between $50,000 and $99,999.99, you will obtain an APY of 3.75%. If your daily balance is between $100,000 and $249,999.99, you will obtain an APY of 4.00%. If your daily balance is between $250,000 and $499,999.99, you will obtain an APY of 4.25%. If your daily balance is $500,000 or more, you will obtain an APY of 4.50%. A minimum balance fee of $20.00 will be imposed every statement cycle if the balance in the account falls below $20,000.00 any day of the cycle. Fees could reduce the earnings on the account.