spend
You First Checking | eChecking | Senior Plus Checking | |
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No Monthly Service Charge | |||
Online and Mobile | |||
Interest-bearing | |||
Bill Pay | |||
Open Account You First Checking | Open Account eChecking | Open Account Senior Plus Checking |
YOU FIRST CHECKING
This customizable account is designed to help you get where you need to go by helping you move forward with earned interest and no monthly service charge.1
Features
- Earn interest with a minimum checking account balance2
- Get up to $10 in fees waived at non-Peoples ATMs per statement cycle3
- 10% off the published Wealth Management fee the first year when you open an account
- Waive one overdraft fee per year
- Up to $125 discount in processing fees for a mortgage or consumer loan4
- One free overdraft protection transfer per month
Rates
1 Requires a $50.00 minimum deposit to open. No monthly service charges.
2 $500 average daily account balance required to earn interest. Rates are subject to change. Fees could reduce account earnings.
3 A fee paid to the institution owning the machine may apply. Please refer to the Bank’s Electronic Fund Transfer agreement and disclosure for further details.
4 Loan is subject to credit approval.
eCHECKING
Keep things moving forward, faster. Our free eChecking account1 helps you bank on your own terms anytime, anywhere with Online and Mobile Banking options that let you earn rewards while you spend.
Features
- No minimum balance
- No monthly service charges
- Earn up to $60 a year for using your debit card2
- Get up to $10 in fees waived at non-Peoples ATMs per statement cycle3
1 Requires a $50.00 minimum deposit to open. No minimum balance requirements or monthly service charges.
2 Direct Deposit of $250 per statement cycle (requirement waived for age 26 and under) and monthly eStatements are required to earn cash rewards and ATM service charge refunds. $0.50 per debit card transaction up to $5.00 will be credited to your account per statement cycle if requirements are met.
3 Refund up to $10.00 per statement cycle for Peoples Bank ATM service charges if requirements are met. A fee paid to the institution owning the machine may apply.
Senior Plus Checking
Designed for customers 55 years and older who are looking to create a financially stable future. Earn competitive interest without monthly service charges so you can enjoy the future you've always wanted.
Features
- No monthly service charges
- Low balance requirement to avoid a minimum daily balance fee1
- Free basic checks2
- Competitive interest credited monthly3
1 Requires a $100.00 minimum deposit to open. A $100 minimum daily balance or eStatement is required to avoid a $2 minimum balance fee.
2 Basic wallet style checks only.
3 $100 average daily account balance required to earn interest. Interest rates are subject to change. Fees could reduce account earnings.
Visa® Debit Card
Don't let ATM fees keep you from managing your money the way you want. Get 24/7 access to your funds when you use your Visa Debit Card at any one of the 55,000+ surcharge-free ATMs through Allpoint (link to Allpoint).
- Free withdrawals at any Peoples Bank and Allpoint ATM
- Fee-free merchant transactions
- Transaction verification via Online or Mobile Banking
To report a lost or stolen Visa Debit Card
- During business hours - contact your local Banking Center
- After business hours - call 1-800-236-2442