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Before you start shopping for a home, determine how much you are qualified to borrow through our pre-qualification process. Once you are pre-qualified, you will receive a home loan pre-qualification letter in as little as 24 hours. This proves that you are a serious buyer and offers you more leverage to negotiate the best deal.*
Conventional Home Loans
Conventional mortgages provide straightforward home financing solutions in the forms of either fixed-rate or adjustable-rate loans. Fixed-rate mortgages will maintain the same rate for the life of the loan, but adjustable-rate mortgage rates may fluctuate within the contract period. Your mortgage specialist can help you evaluate the benefits of each rate option and coordinate terms that will support your homebuying goals.
Effective Date: Thursday, April 22, 2021
| Product | Rate (1) | APR* (1, 2, 3) | Payment Example (2, 3) |
|---|---|---|---|
| 15 Year (180 months) Fixed Rate Mortgage | |||
| 20 Year (240 months) Fixed Rate Mortgage | |||
| 30 year (360 months) Fixed Rate Mortgage |
For current mortgage rates, please call 219-853-7500.
Special Loan Program Pricing
For information on special programs such as a lot loan, construction loan and jumbo loan pricing, please contact a Mortgage Loan Originator at 219-853-7500.
Home Loans for Construction
Do you have plans to build your home from the ground up? Construction loans are available to finance home build projects. Once construction is complete, you can select from a variety of Peoples Bank home loans for continued financing. Plus, when you obtain a lot loan, construction loan, and end loan through Peoples Bank with our 3-Step Construction Program, discounts apply.
First-Time Homebuyer Program
As you prepare to begin your journey towards homeownership, let a Peoples Bank Mortgage Specialist explain some of the unique benefits that you may qualify for when you when you complete our First-Time Homebuyer Program.
Jumbo Loans
If your financing needs require a larger loan, jumbo mortgage options are offered to accommodate higher value homes. We are dedicated to helping you find the financing you need to purchase a bigger home or a house in a more expensive area.
Lot Loan
When you find the perfect location for your dream home, a lot loan can provide the financing you need to purchase the land. Plus, this loan can easily be converted to a low-cost construction loan when you are ready to start building.
Bank-Owned Real Estate Properties
If you're interested in information about our bank-owned real estate properties, please contact either Dan Moser or Todd Scheub at (219) 853-7500.
*A pre-qualification letter does not qualify as an approval letter or a commitment to lend.
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