Unexpected expenses,
planned projects,
peace of mind

Your home equity can help.

Moving your finances forward doesn’t have to strain your budget. A Home Equity Line of Credit could be what you need to take on whatever lies ahead. Flexible and affordable, a line of credit can be drawn from whenever you need it without affecting your current mortgage rate. Whether you want to finance home renovations, consolidate debt, or just want to know you’re covered no matter what life throws at you, Peoples Bank can make it happen. You’ve worked hard to build equity in your home; it’s time you put it to work.

Peoples Bank is your partner

Every Home Equity Line of Credit from Peoples Bank comes with an experienced lending team that is ready to support you throughout the entire process. We’re here to answer every question and address any concern, providing personalized service and support from start to finish. Beyond our lending expertise, you’ll feel confident borrowing from a bank that puts people first. Additionally, you’ll find that People’s Bank offers competitive rates, low fees, and a variety of repayment options that help move you and your finances forward.

FEATURES

• Borrow up to 89% of your home's current value, less the amount still owed on your existing mortgage loan

• A competitive interest rate is charged only on the outstanding balance

• No closing costs*

• You can conveniently access these funds via written checks or the Equity Express VISA® card

When you need flexible and affordable funds, Peoples Bank has your money-moving solution. So, start moving your money in the right direction with us.

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*This is a variable-rate loan. APR = Annual Percentage Rate. APR is based on Prime Rate as published in the Wall Street Journal plus a margin of 0.50%. Prime rate as of 09/25/24 is 8.00% resulting in an APR of 8.00%. The maximum APR is 20.25%. The APR is fixed at the start rate for the first five years, and then will adjust/vary based on Wall Street Journal Prime Rate plus a margin of 0.50%. An annual fee of $50.00 applies. Subject to credit approval. Property and hazard insurance is required.