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Count on us for flexible financing, creative business solutions, and practical experience to help you reach your goals. We're driven by relationships, not just transactions. Our loan professionals will work up a custom-tailored lending solution for your business.
Business Lending
Maintaining a successful business means taking advantage of opportunities as they arise. Whether you are planning to start a new venture, expand your business, or buy another company, we are here to help. Many lending services are available at Peoples Bank including:
- Commercial Real Estate Loans
- Construction Loans
- Equipment Loans
- Inventory Financing
- Land Development Loans
- Letters of Credit
- Lines of Credit
- Business Acquisition Loans
- Multi-Family Loans
SBA Loans
Peoples Bank was named the SBA Bank of the Year by the Regional Development Company.
As a certified SBA Lender, we are able to offer a variety of loans to help small businesses with their unique borrowing needs and cash flow requirements. SBA loans are available for start-up businesses as well as existing businesses needing to expand or diversify.
Several SBA loan options are available:
Express Loan - Available for loan approvals up to $350,000, this loan features the fastest turnaround time for loan approvals.
7A Loan Program - Provides financing for the widest variety of business needs.
504 Loan Program - Affordable long-term, fixed-rate real estate and equipment financing with lower down payment requirements.
Healthcare Practice Loan Program
As your community bank, we understand the unique challenges you face in your industry. With an easy application process and local decision making, you can look to us for conventional financing with quick approvals. To help meet diverse cash flow needs, we offer fixed rates and 100% financing for qualified borrowers.1
Several loan programs are available:
Equipment Purchases
- Up to 100% financing2 on equipment purchases
- Fixed interest rate with loan maturities ranging from 3-7 years
- Principal payments may be deferred up to 6 months
- No loan, document, or application fees
- No prepayment penalties
Line of Credit Financing
- Manage cash flow with a working capital line of credit
- No loan, document, or application fees
- No prepayment penalties
Practice/Surgery Center Buy-in Financing
- Potential for longer maturities and larger loan amounts
- Up to 100% financing with repayment based on the ability to repay or distribution schedule
1 Loan amounts, terms, and conditions may vary.
2 100% financing available on equipment purchases of $200,000 or less for qualified borrowers.
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