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EVERY DAY MOVING FORWARD

Keep your money moving with the right checking account.

You rely on your checking account to get your money where it needs to go. With Peoples Bank, you can choose a checking account with the flexible features you need to keep your finances moving in the right direction.

CHECKING ACCOUNTS

You FIRST CHECKING

No monthly service charges1 with flexible options

Put monthly service charges behind you, and look forward to choosing one of the six options below to make You First Checking fit your needs:

  • Earn interest with a minimum checking account balance2
  • Get up to $10 in fees waived at non-Peoples ATMs per statement cycle3
  • One overdraft fee per year waived
  • One free overdraft protection transfer per month
  • Up to $125 discount on processing fees for a mortgage or consumer loan4
  • 10% off the published Wealth Management fee the first year when you open an account

eCHECKING

Remote banking convenience can be very rewarding.

Bank with ease with the free eChecking account1. This is your account if you enjoy the convenience of remote banking—it even rewards you for your online banking behavior:

  • No minimum balance
  • No monthly service charges
  • Earn up to $60 a year for using your debit card5
  • Get up to $10 in fees waived at non-Peoples ATMs per statement cycle3

SENIOR PLUS CHECKING

Designed just for customers age 55 and older.

Enjoy personalized service—along with exclusive benefits—when you open this interest-bearing account:

  • Low balance requirement to avoid a minimum daily balance fee6
  • Free basic checks7
  • Competitive interest credited monthly8

Use our account chooser to find the best account for your needs.

OTHER VALUABLE BENEFITS

All of our checking accounts provide access to over 55,000 surcharge-free ATMs through the Allpoint ATM network.

And all of our accounts feature free Online and Mobile Banking, which includes free eStatements, Bill Pay, Mobile Check Deposit and more.

Plus, with our Mobile Wallet, secure mobile payments are just a tap away.

As always, feel free to give us a call at 219.836.4400 with any questions.

1 Requires a $50.00 minimum deposit to open. No monthly service charges.

2 $500 average daily account balance required to earn interest. Interest rates are subject to change. Fees could reduce account earnings.

3 Refund up to $10.00 per statement cycle for Peoples Bank ATM service charges if requirements are met. A fee paid to the institution owning the machine may apply.

4 Loan is subject to credit approval.

5 Direct Deposit of $250 per statement cycle (requirement waived for age 26 and under) and monthly eStatements are required to earn cash rewards and ATM service charge refunds. $0.50 per debit card transaction up to $5.00 will be credited to your account per statement cycle if requirements are met. Please refer to the Truth-In-Savings disclosure for additional details on the Qualification Cycle and details on how the Refunds/Rewards are calculated and credited.

6 Requires a $100.00 minimum deposit to open. A $100 minimum daily balance or eStatement is required to avoid a $2 minimum balance fee.

7 Basic wallet style checks only.

8 $100 average daily account balance required to earn interest. Interest rates are subject to change. Fees could reduce account earnings.

Checking Account Chooser

Is this account for personal or business use?
Do you plan to have direct deposit?
Are you 55 or older?
We recommend You First Checking
Is earning interest important to you?
We recommend You First Checking
We recommend You Senior Plus Checking
Are you a frequent debit card user?
Are you 55 or older?
We recommend You First Checking.
Is earning interest important to you?
We recommend You First Checking.
We recommend You Senior Plus Checking.
Do you plan to receive eStatements?
We recommend eChecking.
Are you 55 or older?
We recommend You First Checking.
Is earning interest important to you?
We recommend You First Checking.
We recommend Senior Plus Checking.
Do you process more than 200 items (Checks, ACH, Deposits and Deposited Items) per month?
We recommend Business Checking Plus.
Do you keep a minimum daily balance of $1,000 or more?
We recommend Everyday Business Checking.
We recommend Small Business Checking.