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Private
Banking For Your Cash Management Goals
Diverse
Products to Meet Your Everyday Needs
Private Banking from Peoples Bank helps you manage and optimize your cash
flow with an exclusive suite of products
reserved for our clients. You receive the personal attention
and expertise of an experienced Private Banker, with products and services
customized to your needs and goals:
Peoples SELECT Checking
You’ll earn an enhanced yield on your
cash deposits, with higher rates for
higher balances. Plus, you’ll receive free Private Banking checks,
higher daily withdrawal limits from your debit card, free online banking
and bill pay, and optional overdraft protection.
Certificate of Deposit
Your status as a Private Banking client may mean higher yields
on your CDs.
Home Equity Loans
With our “preferred-rate” home equity loans, you may choose a
variable-rate line of credit or a fixed-rate loan. If you select a line of
credit, you can access your funds via a
debit card or checks.
Unsecured Lines
of Credit
Those who qualify may borrow up to $25,000, without collateral,
at the prevailing prime interest rate. You’ll pay a low, one-time loan
fee, and you have the option of making
interest-only payments.
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No-Fee
"Perks"
As a Private Banking client, your wire transfers are free, and you’ll
never pay a fee for traveler’s checks, cashier’s
checks and money orders. You’ll also get
free notary services and free medallion services (required when you transfer
stocks, bonds and other securities).
Furthermore, we’ll discount the fees associated with
safe deposit boxes. |
Additionally, as a Private
Banking client, you may take advantage of the services of our
experienced Wealth Management group, enabling you to incorporate your
Private Banking products and strategies
within a comprehensive wealth management plan. Peoples
Bank’s Wealth Management group offers a range of services, including:
 | Comprehensive financial
planning |
| Investment management |
| Retirement planning |
| Personal investment advice |
| Estate planning and
trust review |
| Insurance services |
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Private
Banking For Your Business
Business Checking
Our Private Banking checking account options fit the way you bank. For
larger account balances, our Business Checking account features an earnings
credit you may use to offset the monthly and per-check fees. If your
business has fewer monthly transactions or you keep smaller balances
in your account, our no-fee Small Business Checking may be a better
option. It lets you write up to 50 check a month with no charge.
You'll also enjoy free deposits, free debit cards with discretionary card limits,
and free bill pay. Private Banking
Business Sweep
Our automated sweep service lets you make the most of your daily cash
balances. At the end of each business day, your cash automatically
sweeps into an investment vehicle offering a competitive interest
rate. Your balances are available to you the next business morning,
optimizing your daily liquidity. Business
Money Market Account
You can earn enhanced yields on your cash balances while maintaining
liquidity and safety with our money market alternatives. Cash
Management Services
We offer a variety of services designed to streamline your
business's payroll, payments and receivables processes, liquidity and
investment management and credit card needs.
Our services includes:
| Electronic payroll and
bill payment |
| Credit card processing |
| Online banking with
customized user authorities |
| Business credit cards |
| Electronic tax payment |
| Lockbox services |
| Payroll services |
| Wire transfers |
| Remote deposit |
| Line of credit sweep |
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Local Presence Fosters Responsive Service
Because
we’re a locally owned and managed bank, we’re able to respond quickly
and effectively to your needs. Your Private
Banker has the insight - and authority - to make independent decisions that
meet your specific requests in a timely and efficient
manner. You’ll receive prompt service and customized solutions that align
with your goals.
Private
Banking For Your Business
With
Private Banking from Peoples Bank, you can tailor your banking needs to meet
your short-term cash management objectives and daily funding
requirements.
To learn how Private Banking can help you better manage
your business's financial operations, contact our Private Banking Group at 219-853-7595.
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