EASY TO OPEN. EASY MONEY.

Get your $400 cash.*

Open a new Peoples Bank checking account online in minutes and for a limited time only, we’ll give you $400* for whatever you have in mind. Put it toward a trip, pay a bill, or stash it away for a rainy day.

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Earn cash without ever leaving home.

Skip the trip to the bank by opening your account and earning your bonus entirely online. Simply choose the account that fits how you bank—You First Checking, eChecking, or Senior Plus Checking—open on your computer or phone, follow the instructions below, and look forward to your $400 cash!*

Open an Account

A few steps forward and $400* for you!

Open your account after October 1st and complete the following steps:

Enroll in eStatements
Set up direct deposit
Receive direct deposit(s) totaling $1,000 or more within 90 days of account opening

Open an Account

	You First Checking¹	eChecking²	Senior Plus Checking³
Minimum Opening Deposit	$50	$50	$100
Monthly Service Charge	$0.00	$0.00	$0.00³
Earns Interest On Balances			³
Visa® Debit Card Cash Rewards (Up to $60/year)		²
	Open Now	Open Now	Open Now

¹You First Checking requires a $50.00 minimum deposit to open. No monthly service charges. $500 average daily account balance required to earn interest. Rates are subject to change. Fees could reduce account earnings.

²eChecking requires a $50.00 minimum deposit to open. No minimum balance requirements or monthly service charges. Direct Deposit of $250 per statement cycle (requirement waived for age 26 and under) and monthly eStatements are required to earn cash rewards and ATM service charge refunds. $0.50 per debit card transaction up to $5.00 will be credited to your account per statement cycle if requirements are met.

³Senior Plus Checking requires a $100.00 minimum deposit to open. A $100 minimum daily balance or eStatement is required to avoid a $2 minimum balance fee. $100 average daily account balance required to earn interest. Interest rates are subject to change. Fees could reduce account earnings

Enjoy online account opening and earn some extra cash along the way.

When you open a Peoples Bank checking account, you’ll be able to track spending, move money, and stay on top of bills no matter where you are—plus enjoy personalized support from our Customer Solutions Center. Peoples Bank has been moving finances forward since 1910, and we can’t wait to do the same for you.

Checking accounts that move you forward

Why Peoples Bank?

Peoples Bank is a community-focused bank with reliable, responsive service and always FDIC insured. We are your local banking team with the big banking tools to move you forward.

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*The $400 cash incentive promotional offer is available to new checking account customers who open an eligible Peoples Bank checking account online and is limited to one account per customer. To qualify, new checking customers must open the account online and meet standard account approval requirements, enroll in eStatements, set up direct deposit, and receive direct deposit(s) totaling $1,000 or more within 90 days. Qualifying direct deposits are defined as electronic deposits of the account holder’s paycheck, pension, government benefits (such as Social Security), or other regular monthly income made through the Automated Clearing House (ACH) network. Transfers from one account to another or deposits made through ATM, mobile deposit, or branch transactions do not qualify as direct deposits. This limited-time promotional offer is non-transferable and may not be combined with any other offer. Peoples Bank reserves the right to modify or withdraw this promotion at any time without notice. The $400 promotional incentive will be deposited into the new checking account during the next statement cycle after the 90 day period is up. The account must remain open, active, and in good standing at the time the bonus is paid. In accordance with applicable regulations, bonus payouts may be 1099 reportable. $50 minimum balance required to open You First Checking and eChecking. $100 minimum balance required to open Senior Plus Checking. Tiered Annual Percentage Yield (APY) for You First Checking with interest option is as follows: $0 - $2,499 has an APY of 0.01%, $2,500 or more has an APY of 0.03%. Senior Plus Checking interest is earned on balances of $100 or more with an APY of 0.05%. Rates are effective as of 9/11/25. Rates are subject to change at any time, fees may reduce earnings.

**All deposits made after 6:00 p.m. CT or on non-business days will be processed on the following business day. Subject to account eligibility requirements and further review. Checks submitted for deposit are subject to verification and are not available for immediate withdrawal. Deposit limits apply. Other restrictions may apply and are subject to change without notice